ALUCA

The ALUCA CPLI framework

CERTIFIED PROFESSIONAL LIFE INSURANCE (CPLI) 

ALUCA’s accredited Certified Professional Life Insurance (CPLI) membership aligns to the ALUCA capabilities framework,  a high-level best practice industry capability framework for Underwriters, Claims and Rehabilitation Managers to develop and promote the skills and capabilities required by these roles now and into the future.

WHY A CPLI PROGRAM?

A key objective for the CPLI program was to provide a highly recognised and valued accreditation – very specific to Life Insurance – that lifts the standard and professional status for qualified life insurance underwriters, claims and rehabilitation managers.

WHY BECOME A CERTIFIED PROFESSIONAL LIFE INSURANCE MEMBER?

The CPLI scheme is designed to demonstrate that Certified Professional: Life Insurance (CPLI) members have relevant life insurance industry experience, undertake continuous professional development via an annual CPD program and meet the high level requirements of the ALUCA Capabilities framework.  This sets a professional benchmark and an ongoing high standard for the profession. If you want to know more about ALUCA’s CPLI membership, view the CPLI FAQ’s here.

CPLI MEMBERSHIP BENEFITS

  • Strengthens the careers and professionalism of accredited members
  • Provides an objective means for distinguishing individuals who can meet recognised professional standards
  • Strengthens the industry’s reputation with business and the community
  • Helps with building competencies with continuous learning.

HOW TO BECOME AN ALUCA ACCREDITED CPLI MEMBER?

Certified Professional: Life Insurance (CPLI) ALUCA membership is only available to life insurance: underwriters, claims managers/assessors and rehabilitation advisor members with at least 2+ years life insurance industry experience, and educational qualifications relevant to each category of CPLI level membership. Please note if you do not have life insurance industry experience you can still join ALUCA as an ordinary member.  You can view the tables below to see what CPLI level you may qualify for.

The five levels of membership are designed to both recognise and encourage members to continue their professional development and obtain recognition for their experience and study.

Setting The Professional Benchmark : Certified Professional Life Insurance (CPLI) updated August 2019.

Membership LevelEducation Points Required for accredited CPLI membershipBOX A
Mark box for level achieved
Years in Life Insurance as
U/writing/Claims/Rehab
Capability Framework Level as U/writer/Claims/RehabBOX B
Mark box for level achieved
BOX C **
Results: Box A + B
take the lowest score
Student0N/AN/A
Member01 to 2 yrsLevel 1: Trainee/Emerging
Accredited CPLI Level
Affiliate CPLI1 to 3 points2 to 4 yrsLevel 1 - 2: Core
Associate CPLI4 to 7 pointsx5 to 9 yrsLevel 2 -3: Core to AdvancedThis is the level you can apply for
Associate Fellow CPLI8+ points10+ yrsLevel 3 -4: Advanced to Expertx
Fellow CPLI9+ points + paper*15+yrsLevel 4: Expert

*Fellow Paper– To qualify as a Fellow paper, the paper must be solely authored by you and have been published externally to your employer.  The paper has to be relevant to the life insurance industry, include external research and data, analysis and reference list – an article without references that expresses the opinion of the author does not qualify.

To become an ALUCA Certified Professional Life Insurance (CPLI) member, you MUST qualify as an ALUCA Fellow, Associate Fellow, Associate or Affiliate when you upgrade from your existing membership level.
Each year you MUST be able to demonstrate that you are keeping your technical skills and knowledge updated via gaining a minimum of 35 CPD points in the calendar year, and abide by ALUCA’s Code of Ethics and FSC’s Code of Practice. It is also mandatory to attend/ view an ALUCA webinar around regulatory requirements and/or ethics.
An ALUCA accredited member can then use the post nominals: Jane Smith Assoc CPLI (ALUCA).

Please note that the submission of an application indicates that the applicant accepts:
• the requirement for the fees relevant to the membership category,
• the applicant’s name may be published with a list of members of the appropriate membership category,
• the need to perform 35 hours of CPD each year,
• a willingness to be audited in respect of CPD and the acceptance of any consequences of such an audit.

*** Certified – Applicants will be required to supply certified documentation supporting their application, which demonstrates a course has been satisfactorily completed. A certified copy is a photocopy of the original document with the signature from your manager or an appropriate authority, e.g. lawyer, principal, accountant, doctor, indicating that they have sighted the original. Website links to institutions regarding qualifications will not be accepted.

CPLI Level you can apply for: You need to gain both education points and years within the life industry. The lesser of either education points achieved or years within life insurance is the CPLI level that you can apply for.

HOW IT WORKS: POINTS FOR EDUCATIONAL QUALIFICATIONS TABLE EXPLANATION

Please note that education points are awarded for each course based on the Australian Qualifications Framework (AQF) aqf.edu.au/ as our guide in addition to ALUCA’s life insurance competency framework. The AQF regulates all Australian qualifications and officially defines the level of education that each qualification title represents (aqf.edu.au/). Essentially showing the number of years spent studying for a course, the level of the award course and the competencies/curriculum studied ie. Cert IV, Diploma, Grad Diploma, Degree, Masters etc.

Award courses all have formal testing of the course content and or competencies. Those courses with specific life insurance industry focus are given greater weighting. Other courses that have been assessed by ALUCA which provide formal testing of competencies at the end of the course will also count, these include G&T Risk Management’s full Underwriting course (equivalent to diploma level), some insurer courses as listed below and Sydney Eye Hospital’s medical terminology course.

Reinsurer courses and other short courses that do not have formalised testing or an assessment process or framework to test competency or curriculum at the end of any module do not qualify for education points but do qualify for continuous professional development points. However, ALUCA’s Board, Education Director and Education committee/panel will also determine whether a specific program could be accepted if it can be proven to meet ALUCA’s competency framework standards. These will be treated on a case by case basis and up to the individual to provide proof and highlight the links to their competencies.

Education points are calculated upon completion of these programs:

INSTITUTIONCOURSEPOINTS
Academy of Life Underwriting (ALU)ALU1012
ALUALU2012
ALUALU2022
ALUALU3012
ALUMedical risk assessment principals (MRAP) Exam 11.5
ALUMedical risk assessment principals (MRAP) Exam 21.5
ANZIIFCert IV in Life Insurance2
ANZIIFDiploma of Life Insurance4
ANZIIFDiploma of Personal Injury Management4
ANZIIFDiploma in Financial Planning or Risk Management2
Chartered Insurance Institute (CII)Certificate in Insurance2
CIIDiploma in Life Insurance4
CIIAdvanced Diploma in Insurance6
CIIFellowship8
G&T Risk ManagementTrainee UW program-with exams, assessed at Diploma level3
Hospital/Provider approved by ALUCA ie. Sydney Eye HospitalMedical Terminology course - exam assessable1
Insurer Courses - approved courses by ALUCA education panel with exam assessable content. Please note these will be reviewed annually.OnePath- Claims trainee course-exam assessable
TAL-Trainee Underwriting course-exam assessable
AIA-Trainee Underwriting course
1
KAPLANCert IV in Life Insurance-Underwriting2
KAPLANCert IV in Life Insurance - Claims2
KAPLANDiploma in Financial Planning2
Personal Injury Education Foundation (PIEF)Cert IV of Personal Injury Management-Return to Work2
PIEFCert IV of Personal Injury Management-Claims2
PIEFDiploma of Personal Injury Management4
PIEFGraduate Certificate in Personal Injury Management6
PIEFMaster of Personal Injury Management8
Reinsurer Full CoursesCompletion of full set of claims modules or Underwriting modules ie. a minimum of 50+hours duration. Maximum of up to 1point only.0.25 to 1
University/TAFEMaster of Business Administration/Master of Commerce8
University/TAFEBachelor of Medicine/Medical Practitioner8
University/TAFEBachelor of Accounting/Actuarial/Law8
University/TAFEBachelor Nursing/Registered Nurse6
University/TAFEBachelor Dietetics, Occupation Therapy, Physiotherapy6
University/TAFEBachelor of Business/Commerce with a Major in Insurance6
University/TAFEBachelor of Psychology, Rehabilitation Counselling, Social Work etc6
University/TAFEOther Allied Health Bachelor Degree or Graduate Diploma4
University/TAFEBachelor of Business/Commerce with NO Major in Insurance4
University/TAFEUnrelated Tertiary degree ie. language degree, history degree etc Maximum of 3 points only to be claimed1 to 3
University/TAFEOther tertiary education that relates to specific business competencies specific to your role ie. Cert IV in Training and Assessment. Higher points are based on length of course and content0.25 to 1
Insurer or ReinsurerApproved Training program -as above - Please note that the maximum points are based on a long duration course that is assessable.0.25 to 1

NB: Please note that the criteria for the membership categories may be altered by the Board in future to ensure we align with the Australian Qualifications Framework (AQF). The list of suitable courses and activities as well as the points table is also constantly being refined and updated to reflect evolving development activity and regulatory requirements of the life insurance industry.  Please note the education panel will assess each application and the qualifications submitted to support each application looking at the content and duration of courses and how this relates to life insurance and the persons competencies/professional development. The AQF levels of qualifications – look at educational content that relates to this and has an assessable component for the competencies/coursework they have gained/studied. The onus is on the member to provide this proof.

www.aqf.edu.au